Ryan T. Fleming, CFP®, MSFS®, ChFC®, CLU®, CASL®, AEP®

_{Ryan Fleming is not affiliated with HTK.}

^{*Securities and investment advisory services are offered through Osaic Wealth, Inc., member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth. Osaic Wealth does not offer tax or legal advice.  All other individuals and firms referenced herein are not affiliated with Osaic Wealth, Inc.  Certified Financial Planner Board of Standards Inc. owns the certification mark CFP®, CERTIFIED FINANCIAL PLANNER™, and federally registered CFP (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.}